Institutional-grade digital liquidity infrastructure
Mirror-token architecture for government MMF exposure. T+0 settlement, 24/7 collateral mobility, real-time margin response—built for sophisticated institutional investors.
AFTMF® tokens are securities representing mirror interests in money market funds, issued and traded on Liquidity.io—an SEC-regulated ATS operated by ARQ Securities (FINRA/SIPC).
Leading institutions have begun employing blockchain technology to represent and track ownership of Money Market Fund shares, marking a decisive shift in how short-term liquidity is managed.
Recent initiatives bring together major custodians and digital asset platforms to maintain client ownership ledgers in select MMFs and support "mirrored record" tokenization of those positions.
BlackRock, BNY Investments Dreyfus, Federated Hermes, Fidelity Investments, and Goldman Sachs Asset Management are participating in initial rollouts—underscoring that tokenized MMFs are becoming part of mainstream liquidity infrastructure.
"As the financial system transitions toward a more digital, real-time architecture, ARQ Securities is committed to enabling scalable and secure solutions that shape the future of finance. Mirrored tokenization of MMF shares is a first step in this transition, and we are proud to be at the forefront of this first-of-its-kind initiative."
"Using tokens representing the value of shares of Money Market Funds allows us to unlock their utility as a form of collateral and open up more seamless transferability in the future."
Subscribe/redeem MMF shares via Liquidity.io
Official books, records, settlements on traditional ledger
Tokens mirroring MMF share value on permissioned DLT
Conservative at the asset layer. Innovative at the representation layer. Distribution-focused at the network layer.
Administers the official books, records, and settlements for participating MMFs. The canonical legal record remains in traditional transfer-agent and fund-accounting systems.
Enables mirror tokens representing MMF shares on a permissioned digital asset network. Tokens reflect economic value while maintaining fund governance.
Three-layer architecture for institutional digital liquidity
Conservative exposure to U.S. Treasurys and government securities
Innovative token representation enabling T+0 settlement
Community banks, Liquidity.io, GENIUS-era integration
The convergence creates tangible advantages for institutions facing real-time collateral and liquidity demands.
Idle stablecoin balances sweep into tokenized MMF. When margin calls arise, tokens can be redeemed immediately.
Delivery-versus-payment executes in seconds. Exposure windows between trade and settlement shrink dramatically.
Pre-defined rules for margin calls and top-ups can be codified. Collateral moves automatically with audit trails.
No waiting for wire windows or batch runs. Liquidity becomes 24/7, aligned with global FX markets.
Tokens representing MMF shares move across approved venues without re-papering.
Model yield capture, collateral efficiency, and settlement savings with AFTMF® mirror tokens.
Estimate earnings at illustrative 5.00% APY
*Illustrative only. Past performance does not guarantee future results.
Compare idle cash vs. yield-bearing collateral
*Based on 5% APY. Collateral as AFTMF® tokens continues earning yield.
T+0 vs. T+2 capital efficiency
*Assumes 5% APY on capital freed by faster settlement.